About Our Company

We are Budgeting and Retirement Experts!

About Our President

Douglas R. Hayman, President of Expert Software Systems, is known as the "Budget Surgeon" by friends, family, and colleagues alike, and is a self-professed Retirement and Household Budgeting expert.

Douglas is the author of Reduce Your Monthly Budget by 20% Using Simple Budgeting Strategies. His eBook is a pure reflection of household budgeting techniques that he has successfully employed over the years to help reduce expenses, and to help fortify his personal financial balance sheet in preparation for Retirement. His Budgeting techniques have been implemented in his Household Budgeting Spreadsheet, which can be purchased through his Household Budgeting consulting services.

Additionally, Douglas is the author of the Retirement Calculator, which is a first-of-its-kind spreadsheet tool that provides a detailed mechanism for determining the optimal age for Retirement, and for evaluating the duration that retirement funds will last. The Retirement Calculator can be purchased separately or as part of Expert Software Systems' Retirement Calculation consulting services.

Douglas has the perfect combination of business and computer skills to facilitate his consulting services and product development. He has a Master's Degree in Computer Science and a Bachelor's Degree in Economics from Stony Brook University, in Long Island, NY. Douglas has been self-employed for over 12 years as an author, software developer, affiliate marketer, and Information Technology consultant. Additionally, Douglas has over 19 years of corporate Information Technology (IT) experience, most of which focused upon technical management working for an international Fortune 100 company. At this company Douglas managed multi-million dollar departmental budgets, and was responsible for developing sophisticated institutional foreign exchange trading systems.

Douglas' staff at Expert Software Systems provides superlative development, technical, and customer support, via telephone and Email.

Contact Information


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Postal Mail
Expert Software Systems
12 Ann Street
Miller Place, NY

Our Emails
Support: support@CalculatingRetirement.com  OR
Support: support@BudgetSurgeon.com