Privacy and Legal Information

Things that you should know

Privacy Policy and Legal Disclaimers

This website and the software sold on it is designed to provide general information regarding the subject material covered, and is a work of the author’s research, experiences and opinions.

Although the author and publisher, Expert Software Systems, have used all of the software product facilities described on this website for their own use successfully, they make no promises or guarantees for similar results for any purchaser or user of these software tools (known as the Retirement Calculator and Mortgage Magic). Results may differ based on an individual’s personal interpretation and use of the facilities implemented in these software tools. The author and publisher accept no personal or company liability for any of these results. Additionally, the author and publisher do not represent or warrant that any information, ideas, plans, calculations, suggestions, and methods of operation contained in these software tools are in all cases true, accurate, appropriate, or legal. It is the purchaser’s (or user's) responsibility to consult with his or her own advisor before putting any of these software tools' information into practice. The author and publisher specifically disclaim any liability resulting from the use or application of the information contained in these software tools, as the information is not intended to serve as legal or definitive financial advice related to individual situations.

Additionally, the author and publisher accept no personal liability for any inaccuracies or omissions in these software tools or websites, or any of its associated documentation.

Furthermore, we only collect personally identifiable information, like names and email addresses, when voluntarily submitted by our visitors. The information that users provide is used to fulfill your requests on our web site. This information is only used to fulfill your specific request, and is never provided to any other parties. An example request of yours is to add yourself to our mailing lists. Any information requested for purchases (for example, credit card information from our utilized ClickBank or JVZoo services), is information collected entirely by that site, and is subject to their privacy policy, which is clearly delineated on any pages of their site that we direct you to.

Additionally, the site uses cookies and home-grown tracking technology for any affiliate links on this website. Cookies and this tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the site, and understanding how visitors use the website. Cookies also help customize the site for visitors. Personal information cannot be collected via cookies or via our tracking technology. Aggregate cookie and tracking information are only stored and used internally by Expert Software Systems to provide us with site management statistics. We never distribute any of this information externally. We would only provide information to governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or, (3) investigating fraud which has already taken place. We will not share your data with any other company outside of these limitations.

Finally, if you have any questions, concerns, or comments about our privacy policy you may contact us via Email, using the following information below:

Via Email:

We reserve the right to make changes to this privacy policy at any time. Any changes to this policy will be posted immediately, and be transparent to all users of our website.